Student aid disbursements, part-time shifts, subscriptions you forgot you had — FinTrack gives you a single dashboard to track it all. Free to use. No bank connection. Private from everyone, including your parents.
Free tier available · No bank sync needed · Set up in under 5 minutes
The student money problem
Student finances are uniquely messy. Lump-sum aid, variable hours, and subscription creep combine to drain your account faster than you expect.
Student aid hits your account and feels like a lot — until it disappears. Without tracking, you have no idea where $800 went between the 1st and the 15th.
A free trial here, a student discount there. Before you know it, you're paying $60/month in streaming and app subscriptions you barely use.
Financial aid disbursements, tutoring gigs, and shift work don't follow a neat monthly schedule. Standard budgeting apps built for salaried workers don't fit your life.
Most students have never tracked money before. The first step feels overwhelming. You need something simple enough to actually start — and stick with.
How FinTrack helps
See your true spendable balance after upcoming bills are reserved. No more accidental overdrafts when rent hits after a weekend of spending.
Learn more →Add Netflix, Spotify, internet, and rent once. Every billing cycle they reappear automatically so you never miss a charge.
Learn more →FinTrack never connects to your bank account. Your spending is completely private — your parents, your university, nobody sees it but you.
Learn more →Open FinTrack on your phone, hit the quick-add button, enter what you spent. Done. Building the habit takes less effort than unlocking your phone.
Learn more →Free forever tier
FinTrack's free tier covers everything a student needs to take control of their finances. Track income and expenses, set up recurring bills, and see your projected month-end balance — without paying a cent.
Income and expense tracking — unlimited entries
Recurring bill reminders (rent, subscriptions)
Projected month-end balance
Safe to Spend calculation
No bank connection ever required
Mobile-optimized for logging on the go
When your financial aid arrives, log it immediately as income. Then enter your fixed expenses for the semester — rent, meal plan, books. What remains is your actual discretionary budget. No more guessing.
New to expense tracking? Read our beginner's guide →
Yes. FinTrack has a free tier that covers everything a student needs: income and expense tracking, recurring bill reminders, and a projected month-end balance. No credit card required.
Absolutely. You log each disbursement manually as income when it arrives. You can also set up recurring income entries for predictable monthly amounts like a stipend or part-time pay.
No. FinTrack does not connect to your bank account and does not share data with anyone. Your financial data is private to your account only.
Use the Recurring Expenses feature. Add Netflix, Spotify, and any other subscriptions once with their billing dates, and they appear automatically in your Upcoming Bills widget each month so you always know what is hitting your account.
Set up your FinTrack dashboard in under 5 minutes. Enter your balance, add your recurring bills, and know your safe-to-spend number before you next open your wallet.
Start Free NowFree tier · No credit card · No bank connection