Most finance trackers show you what has already happened. FinTrack also shows you what is coming. Log your recurring bills, subscriptions, and income once — and every month FinTrack automatically shows you which are due, which have passed, and what your projected balance will be when the month closes. The days of being blindsided by a subscription charge or an automatic payment are over.
No bank connection required. Manual entry. Privacy-first.
Upcoming This Month
Add your recurring income and bills once. FinTrack remembers them every month without you needing to re-enter anything. Rent, salary, streaming subscriptions, gym memberships, phone plans, utilities — whatever repeats, it belongs here.
Monthly rent and mortgage payments
Salary and freelance income
Streaming and software subscriptions
Utility bills — electricity, water, internet
Insurance premiums and phone plans
Gym memberships and recurring services
Upcoming This Month
Salary
Day 1 of month
+$4,200
Rent
Day 5 of month
−$1,400
Netflix
Day 8 of month
−$18
Gym
Day 12 of month
−$45
Freelance income
Day 20 of month
+$800
Phone plan
Day 22 of month
−$65
Current Balance
$1,840
Projected Month-End Balance
$3,312
Projected Balance
The projected balance formula is straightforward: your current balance, plus all income still scheduled to arrive this month, minus all expenses still scheduled to leave this month. FinTrack calculates this automatically every time you open your dashboard. No spreadsheet, no manual arithmetic, no guesswork.
The formula
Current Balance
+ Upcoming income (before month end)
− Upcoming expenses (before month end)
= Projected Month-End Balance
Three steps to full visibility over what's coming every month.
Log each recurring item once — the name, amount, type (income or expense), and which day of the month it falls on. This takes about 5 minutes to set up.
Based on today's date, FinTrack identifies which recurring items are still pending this month and which have already passed.
Your projected month-end balance is calculated in real time: current balance + all remaining income this month − all remaining expenses. No formulas needed.
A scrollable list of every recurring transaction — income and expense — sorted by due date. Items already paid are clearly marked. Pending items stand out. You see the whole month at a glance without opening a spreadsheet or checking your bank statement.
Displayed prominently on your dashboard, the projected month-end balance updates in real time as you log transactions. It shows the breakdown: current balance, incoming income, and upcoming expenses — so you always know exactly why the number is what it is.
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Set up your recurring expenses in minutes and see your projected balance immediately.
Start Tracking FreeNo bank connection required · Manual entry · Privacy-first