Freelancers live between invoices. FinTrack gives you a clear picture of where you stand financially — right now — with income tracking, expense categorization for taxes, and a projected balance that survives the feast-or-famine cycle.
Free tier available · Multi-currency · No bank connection needed
The freelancer finance problem
Most personal finance tools are built for salaried employees. As a freelancer, you need something that handles variable income, business/personal separation, and multi-currency complexity.
January was $8,000. February was $1,200. Standard budgeting advice — set a monthly budget — simply does not work when income swings this wildly.
Your laptop purchase, your Notion subscription, your client dinner — they all hit the same account. At tax time, you're combing through 12 months of statements guessing what was deductible.
Client pays in USD, you live somewhere else, your bank converts at a different rate. Multi-currency income is a bookkeeping nightmare with most tools.
As a self-employed person, you owe estimated taxes every quarter. You need to know your actual profit — not just revenue — to calculate what to set aside.
How FinTrack helps
Log each client payment separately. See monthly income totals, spot seasonal patterns, and know exactly when your next client payment is due.
Learn more →Add your retainer clients as recurring income and your tools (Figma, Notion, Adobe) as recurring expenses. Your fixed business costs are always visible.
Learn more →Even in a slow month, Safe to Spend shows your real available balance after all upcoming bills. Know if you can pay yourself before a big invoice clears.
Learn more →Log income and expenses in 30 currencies. Ideal for freelancers with US clients billing in USD while living and spending in another currency.
Learn more →No bank sync advantage
Bank-connected apps can share data with third parties, charge high subscription fees, and lose access when banks change their API policies. FinTrack connects to nothing. You enter what you want tracked, and only you can see it.
For freelancers concerned about financial privacy — especially those working across industries or with sensitive clients — manual entry is a feature, not a limitation.
No bank OAuth tokens or credentials stored
Works with any bank in any country
Custom categories match your real expense structure
CSV export for your accountant at tax time
Create separate expense categories for common deductible expenses: Software & Tools, Home Office, Professional Development, Client Entertainment. When tax season arrives, export to CSV and hand your accountant a clean, categorized record — instead of a 12-month bank statement.
Want a better system? Read our monthly expense tracking guide →
Yes. You create custom expense categories for business (software subscriptions, equipment, professional services) and personal spending. Every transaction is tagged so you can see your business expenses clearly at tax time.
Yes. FinTrack supports 30 currencies. You can log income in USD, EUR, GBP, or any other currency and your dashboard converts everything to your home currency for a unified view.
Use the projected balance feature. When you know a quiet month is coming, your recurring expenses still show in the Upcoming Bills widget, so you can see exactly how much runway you have before income needs to arrive.
Accounting software is built for invoicing and bookkeeping. FinTrack is built for personal financial clarity. It answers 'can I afford to take a lower-paying project this month?' — something QuickBooks doesn't tell you.
Stop opening your bank app and doing mental math. Open FinTrack, see your projected balance, and know exactly how long your runway is before the next invoice needs to clear.
Start Free NowFree tier · No credit card · No bank connection · Pro from $9.99/month