Last updated May 2026 · Prices may change
Quicken Simplifi is a modern personal finance app from the makers of Quicken. It connects to your bank accounts and credit cards via bank sync, imports transactions automatically, and builds a spending plan (not a strict zero-based budget) around your actual spending patterns. Key features include projected cashflow, savings goals, spending watchlists for specific categories, and a clean, modern interface. Simplifi costs $3.99/month ($47.99/year) and includes a 30-day free trial. Bank connection is required to use most features. It's positioned as the approachable, modern alternative within Quicken's product lineup.
FinTrack is a financial awareness app built around manual entry and privacy. You log income and expenses yourself — no bank connection, no automatic imports. FinTrack gives you projected monthly cashflow, recurring bill due-date tracking, and month-over-month spending comparisons, all built from your manually entered data. The approach is deliberate: entering transactions by hand means you notice every charge. No bank credentials are ever stored or transmitted. Free tier available with no card. Pro is $99.99/year or $11.99/month.
Simplifi and FinTrack offer similar core features — projected cashflow, spending categories, recurring bill tracking — but they take opposite approaches to getting that data. Simplifi is automation-first: it connects to your bank and builds your picture automatically. If you want convenience and don't mind sharing bank access, Simplifi is a well-designed choice.
FinTrack is privacy-first and intentional. You enter every transaction yourself, which means you're never surprised by what you've spent. There's no bank connection to manage, no OAuth token to worry about, and no third party with access to your financial accounts. The right choice comes down to whether you prioritize automation or privacy.
Start in two minutes. Log your first transaction and see your dashboard immediately.
Start FreeMore comparisons